Are you looking for a credit card that gives you cash back on your bill payment and other spending? Well, you may find the Axis Bank Ace Credit Card perfect for you.
This card comes with complimentary lounge access, a fuel surcharge waiver, dining benefits, and more. Read out this whole post to know its features, apply process, and charges of Axis Bank Ace Credit Card.
Best Credit Cards From Axis Bank
Axis Ace Credit Card Features
The Axis Ace credit card comes with the best and limited features. A few of them have been mentioned below.
Fuel Surcharge Waiver
- The Axis Bank Ace Credit Card will help you to enjoy a fuel surcharge waiver of 1% on transactions made at Indian fuel pumps.
- This offer is valid on the fuel transactions made between 400 to 4000 rupees.
- One can get a maximum benefit of up to INR 500 per month.
- There will be no cash back on the fuel transactions.
Convert Purchases to EMI
Now you can fearlessly spend with your Ace credit card as it has an option of convert big purchases to EMI. Simply contact the Axis Bank and ask them to turn your big purchases to EMI. However, this is applicable only when the amount is 2500 rupees or more.
Joining Fee Waiver
The joining fee of this credit card that is INR 499 + GST can be reversed if a cardholder spends 10,000 or more with this card within 45 days.
Annual Fee Waiver
Furthermore, if your annual spending is 2 lakh rupees or more then the annual fee of 499 + GST will be waived off.
Read More: Axis Bank Credit Card Bill Payment
Axis Ace Credit Card Benefits
Axis Ace Credit Cardholders can make out maximum benefits from this card for which we have published the details below.
Get Unlimited Cashback on Every Spend
Now, you can enjoy unlimited cashback on each and every spend. The cashback slabs are mentioned below.
Get flat 5% cashback on your bill payments which include internet, electricity, and gas bills. Moreover, you will also receive 5% cashback on Google Pay for making payments of DTH and mobile recharges.
Zomato, Swiggy, and OLA
You will earn 4% cashback on Zomato, Swiggy, and OLA.
Apart from the above-mentioned platforms, you can earn 2% of cashback on spending on all the other categories and platforms.
** The cashback you earned comes with no upper limit.
- With your Ace Credit Card, you can avail the benefits of complimentary lounge visits at selected domestic airports of India.
- You can avail of a maximum of 4 lounge visits per calendar year.
- Check out the terms & conditions and airport list here.
- The Ace cardholders can avail of up to 20% off on over 4000 partnered restaurants within India.
- To know more please visit the following link.
Read More: Axis Bank Credit Card Application Status
Ace Credit Card Eligibility
Check the following eligibility criteria for Axis Ace credit card.
- Only citizens of India are eligible to apply for this credit card.
- The age of the applicant should range between 18 to 70 years.
- A good credit score is a must for applying for a credit card.
Read More: Axis Bank Credit Card Customer Care
Axis Bank Ace Card Documentation
See the list of documents below that are required to apply for an Ace Credit Card.
|Photograph||Color photograph of the applicant|
|Pan Card||Photocopy / Xerox of Pan Card|
|Income Proof||IT Return Copy/ Form 16/ Bank Statement/ Latest Payslip|
|Residence Proof||Passport. DL, Aadhar Card, Voter ID|
|Identity Proof||Pan Card, Aadhar Card, Driving License, Voter Id, Passport|
Read More: Axis Bank Customer Care Number
Apply Axis Bank Ace Credit Card
The Axis Bank has provided an online application form to apply for Ace Credit Card. You will find the options for both the Axis and Non Axis account holders. If you are exisiting customer of the bank then you should either use your mobile number or customer id to submit your credit card application.
Alternatively, if you are not an Axis Bank account or cardholder then you have to fill out the 4 options form. In this form, you have to type your mobile number, pin code, pan card details, and income details.
If you are really in need of getting loan, consider this great option of Loan Mart loan services.
After that, you can click on Next to follow the further steps.
Fees & Charges
Check out the Axis Ace Credit Card joining fees, annual fees, and other charges in the following table.
|Fees & Charges||Amount|
|1. Joining Fees||INR 499 + GST|
Waived off in case you spend 10K within 45 days.
|2. Annual Fees||INR 499 + GST|
If the total annual spending is 2 lakh or above your annual fee will be waived off.
|3. Add on card Charges||Nil|
|4. Cash Payment Fees||Nil|
|5. Card Replacement Charges||Waived|
|6. Mobile Alert Charges||Free|
|7. Outstation Cheque Fee||Waived|
|8. Balance Enquiry Charges||Waived|
|9. Finance Charges||3.4% per month which is 49.36% annually|
|10. Cash Withdrawal Charges||2.5% or minimum 500 on the withdrawn amount.|
|11. Late Payment Charges||Ranges between Nil to INR 700|
As per its cashback features, the Axis Bank Ace Credit Card can compete with the premium credit card despite it belongs from a beginner level category.
One of the biggest highlights of this credit card is it comes with 5% cashback on utility bill payments from Google Pay. Moreover, there is no capping or upper limit on cashback.
So, if you are new to a credit card and earn cashback on your bill payments and other spends then this may be the best credit card for you. Moreover, it also suits the travelers as it gives 4 complimentary lounge visits at domestic airports within India.
What is ACE credit card?
The Ace credit card is a product of Axis Bank which provides unlimited cashback to cardholders. One can get up to 5% of cashback with this credit card with no upper limit on cashback.
This credit card lies in the beginner segment but offers amazing benefits like joining and annual fee waiver, complimentary lounge access, and more.
Is Axis ace card good?
Yes, the Axis ace card is good and perfect for beginners and intermediate customers. Moreover, we can say that it is compatible enough to compete with even premium credit cards. The main highlight of this credit card is cashback because it is unlimited with no upper limit.
How do I apply for Axis ACE credit card?
You can apply for an Axis Ace credit card online by filling out a form on the official website. The online form is available for both the Axis and Non-Axis bank account holders.
Once the form is submitted online the nearest Axis Bank official will contact you for further details and guide you in a proper way to apply for this credit card.
What are the age criteria for applying for Axis Bank Ace Credit Card?
A person who wants to apply for an Axis Ace Credit Card should be above 18 years old and below 70 years old.