BOB CMA ONE Credit Card | Features | Review | Benefits

BOB CMA ONE Credit Card is made available by the Bank of Baroda for the active members of ICMAI. This also allows the cardholders 12 complimentary domestic lounge access per year and 6 months free membership of FitPass Pro.

Read About Other BOB Credit Cards Here

The eligible applicants can look at the features and benefits of this credit card from this post. Moreover, we have also mentioned the method to apply for the CMA One credit card.

BOB CMA ONE Credit Card
CMA Credit Card

Read Also: BOB Card Status

BOB CMA Credit Card Features

BOB CMA ONE Credit Card comes with exclusive features which you definitely want to know about.

Extra Rewards

Extra rewards mean you will earn rewards every time you transact. You can earn 1 reward point for each 100 spent on all the categories except dining, utility bills, and online shopping.

Moreover, these reward points can later redeem against cashback. Each reward point value is 0.25 rupees.

Low Joining Fees

You will be surprised to hear about the joining fees of CMA one credit card. The bank has set only 1 rupee as the joining fee of this credit card.

Easy EMI Option

The bank also provides an easy EMI option for the cardholders to turn their big-spending into EMIs. This feature can be used when the transaction amount exceeds 2500 rupees. The cardholder will get a tenure of 6 to 12 months.

Fuel Surcharge Waiver

Bank of Baroda does not forget to provide a fuel surcharge waiver feature with this credit card as well. The cardholder will get a 1% fuel surcharge on their fuel transactions made at fuel pumps within India.

Read Also: BOB Credit Card Bill Payment

BOB CMA One Credit Card Benefits

The major benefits of the BOB CMA One Credit Card are mentioned in this section.

Zero Lost Card Liability

The bank ensures zero liability on fraudulent transactions if you immediately report to the bank about your CMA credit card loss.

ADD On Card

Moreover, primary cardholders can also get up to 3 add-on cards for their kids, siblings, parents, and spouse. The add-on card will be allotted only to above 18 years individuals.

Complimentary Insurance

This credit card offers the same complimentary insurance that is provided by ICAI Credit Card.

Insurance TypeInsurance Amount
1. Professional Indemnity Cover5 lacs
2. Air Accident Death Cover15 lacs
3. Non-Air Accident Death Cover5 lacs

Milestone Rewards

  • Use your BOB CMA One Card for making the first transaction within a month of card issuance to earn a bonus of 1000 reward points.
  • Moreover, if your spending exceeds your available credit limit, you can earn 4K reward points every quarter.

BOB CMA One Credit Card Offers

BOB CMA Credit Card provides the same offers that were provided by BOB ICSI Credit Card.

Fitness and Frolic

Fitness and Frolic offer is also available with BOB CMA Card. You will receive free 6 months of membership of FitPass Pro as a welcome gift. The value of this membership is 15,000 rupees.

Accelerated Rewards
  • Your every 100 rupees spent on utility bills, online shopping, and dining spends will accrue 5 reward points.
  • Furthermore, if you make 5 transactions of 1000 rupees or more every month the bank will reward you with 1000 bonus reward points.
Travel Benefits

BOB CMA One also provides travel benefits to cardholders. The available travel benefits are mentioned below.

  • Get 3 lounge visits per quarter at partner domestic airports.
  • A maximum number of 12 complimentary domestic lounge visits per year will be given to the cardholders.
  • Moreover, the cardholder will also get the benefits of low foreign currency markup charges on international spending. The charges are only 2% per transaction.

Do you want to use a credit card to develop credit? Instead, use the Destiny MasterCard to improve your credit.

BOB CMA Credit Card Eligibility

The eligibility criteria for BOB CMA credit card is published in this section.

1. Primary cardholder age should above 21 years.
2. Add on cardholder age should above 18 years.
3. Only active and eligible ICMAI members are eligible for the CMA credit card.
4. Indian Citizens can only apply for BOB CMA One Card.

Read Also: BOB Card Customer Care

BOB CMA Credit Card Documentation

The documents required to apply for BOB CMA One Credit Card are listed in the following table.

Document TypeDocument Name
1. Main DocumentPan Card Photocopy
2. MembershipICMAI Membership Card photocopy
3. PhotographColor Passport size photo
4. Address ProofCurrent Residential Proof
5. Income ProofLatest ITR or Latest Salary Slip

Advantages of Bank of Baroda CMA One Credit Card

The following are the advantages of the Bank of Baroda CMA One credit card.

  • Get access to 12 complimentary domestic airport lounge visits per year.
  • You are safe under complimentary insurance provided by this CMA One credit card.
  • Accelerated and Bonus reward points are another advantage of this credit card.
  • Low joining fees of only 1 rupee and no annual fees for lifetime.

BOB CMA Credit Card Apply

The CMA One Credit card can be applied online on the Bank of Baroda website. The steps to apply for this credit card are almost similar to ICAI and ICSI credit cards. However, in this form, you have to enter your ICMAI membership number.

Further steps are pretty simple and easy to understand and you can easily apply for the card by following all the steps.

BOB CMA One Credit Card Fees & Charges

Check out the fees & charges of the BOB CMA Credit Card in the following table.

Fee & ChargesAmount
Joining Fees1 rupee
Annual FeesNil
Add on card joining feeNil
Add on card annual feeNil

Suggested Read

1. BOB Eterna Credit Card2. BOB Select Credit Card
3. BOB Easy Credit Card4. BOB ICAI Exclusive Credit Card
5. BOB ICSI Diamond Credit Card6. BOB Premier Credit Card
7. BOB Prime Credit Card


What is CMA credit card?

CMA Credit Card is dedicatedly launched by the Bank of Baroda for the members of ICMAI. This offers exclusive benefits like complimentary lounge access, complimentary insurance, fuel surcharge waiver, etc.

How many reward points can be earned with BOB CMA One Credit Card on fuel transactions?

Bank of Baroda does not provide a single reward point on fuel transactions made with a BOB CMA credit card.

What is the joining fees for CMA one credit card?

The joining fees for CMA one credit card is only 1 rupee.

Is CMA ONE credit card available for all?

No, the CMA ONE credit card is available only for the eligible and active members of ICMAI.

How much I need to pay as annual charges for the BOB CMA Card?

There are no annual fees levied on CMA one credit card.

In how many days I will receive my CMA Credit Card?

As soon as your CMA credit card application got approved by the Bank of Baroda, the card will be sent to your provided address within 15 working days.

Disclaimer: All the information published here are for informational and educational purposes only. Moreover, all these information are researched from official sources. However, we will not warranty the information to be accurate and completed. Do not share your bank details or personal details in the comment box. For more queries visit the official website.

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