Bank of Baroda had launched BOB ICSI Diamond Credit Card dedicatedly for company secretaries (CS) only. Those CS who are active members of the Institute of Company Secretaries of India (ICSI) are eligible to apply for this credit card.
The card offers bonus rewards, complimentary lounge access, accelerated rewards, and more. It is free for lifetime credit card. Moreover, it has other exclusive benefits as well which you can find in this post.
Read More: BOB Credit Card Status
BOB ICSI Credit Card Features
Check out Bank of Baroda ICSI credit card exclusive features in this section.
Easy EMI Option
The BOB ICSI Credit card easy EMI option helps the cardholder to convert their purchases of over INR 2500 into EMIs for a 6 or 12 months tenure.
Fuel Surcharge Waiver
Save 1% on your fuel transactions as it comes with a fuel surcharge waiver. However, the transaction should remain between 400 to 5000 rupees. Please note that the cardholder will get a maximum waiver benefit of 250 rupees in a month.
Extra Rewards
A cardholder can get 5x rewards on dining, utility, and online category but for other categories, they get 1 reward point for every 100 rupees spent. Moreover, these points are eligible to redeem into cashback at 0.25 rupees per reward point.
BOB ICSI Credit Card Benefits
BOB ICSI Diamond Credit Card comes with exclusive benefits that make this card a perfect credit card.
Milestone Rewards
The milestone rewards of the BOB ICSI Diamond credit card are pretty similar to the ICAI credit card. If a cardholder transacts within the first 30 days of card issuance then he or she will get 1000 reward points.
Similarly, if they spend above their credit limit then they will earn 3,999 reward points every quarter.
Free Add on Card
A cardholder can also apply for up to 3 add-on cards for their family members who are above 18 years of age. This could be their parents, children, or spouse.
Complimentary Insurance
Similarly, it also protects the ICSI Diamond credit cardholders under complimentary insurance cover. This covers the following insurance cover:
| Insurance Type | Amount |
|---|---|
| Professional Indemnity Insurance | 5 lakhs |
| Air Accident Death Cover | 15 lakhs |
| Non-Air Accident Death Cover | 5 lakhs |
Zero Lost Card Liability
The cardholder can immediately report to the Bank of Baroda about the loss of the card to ensure zero liability on card misuse and fraud transactions.
Suggested Read: BOB Credit Card Customer Care Helpline
ICSI Diamond Credit Card Offers
The ICSI Diamond credit card comes with almost the same offers as the ICAI credit card. You can view the details of all these offers in this section.
Travel Benefits
ICSI Diamond credit card is no doubt a perfect travel partner as it offers amazing travel benefits.
- Talking about its first major benefit or a complimentary offer is this allows the cardholder to enjoy domestic lounge access at partner airports. A maximum number of 12 complimentary visits will be given within a year and 3 visits per quarter.
- The second benefit will surely benefit the travelers as it comes with a low forex markup charge of 2% on international spending.
Accelerated Rewards
Shopping spends with ICSI Diamond credit card will result in accelerated reward points.
- Shopping online, dining spends, and utility bill payments will give you 5 reward points for every 100 rupees.
- Moreover, ICSI cardholders can also earn 999 bonus reward points if they make 5 transactions of 1000 rupees or more each per month.
Fitness & Frolic
Furthermore, cardholders can enjoy the luxury healthy lifestyle benefits as well.
Get a welcome benefit of 6 months FitPass Pro free membership that is worth Rs 15K. Check out fitpass pro website here.
It is really a good idea to boost your credit score and SURGE MasterCard is really made for this.
ICSI Diamond Credit Card Eligibility
The BOB ICSI Diamond credit card eligibility details are discussed below.
| 1. Add on cardholder age | Above 18 years |
| 2. Primary cardholder age | Above 21 years |
| 3. Resident | Indian |
| 4. Membership | Only for the active and eligible members of ICSI |
ICSI Diamond Credit Card Documentation
The applicants of BOB ICSI Diamond credit card have to provide the following documents to the Bank of Baroda.
| Document Type | Document Name |
|---|---|
| 1. ICSI Membership Card | A xerox of ICSI Membership Card |
| 2. Photograph | Latest passport size color photograph of the applicant |
| 3. Mandatory Document | Photocopy of Pan Card |
| 4. Address Proof | Copy of current residential proof |
| 5. Salary Proof | Latest ITR/ Salary Slip or Copy of your other credit card with its latest bill statement |
ICSI Credit Card Apply
Similar to BOB ICAI Credit Card, the online application form for the BOB ICSI Diamond credit card is the same. However, in this form, you have to enter CS Membership Number and then follow all the instructions carefully.
Moreover, the applicants can also apply via email and provide all the copies of the required documents to the Bank of Baroda. The bank will send your ICSI credit card to your home address within 15 to 20 working days.
Advantages of BOB ICSI Diamond Credit Card
BOB ICSI credit card never failed to impress with its advantages. The cardholders can avail of the following advantages.
- Low forex currency markup charges of 2% on international transactions.
- Free Add on cards.
- No joining and annual fees for a lifetime.
- 12 complimentary lounge access per year at domestic airports.
Bank of Baroda ICSI Credit Card Fees & Charges
The information for BOB ICSI Diamond credit card fees and charges are mentioned in the following table.
| Fees & Charges | Amount |
|---|---|
| 1. Joining Fees | Lifetime Free |
| 2. Annual Fees | Lifetime Free |
| 3. Add on card joining and annual fee | Nil |
| 4. Forex Currency Markup Charges | 2% |
Suggested Read
| 1. BOB Eterna Credit Card | 2. BOB Select Credit Card |
| 3. BOB Easy Credit Card | 4. BOB ICAI Exclusive Credit Card |
| 5. BOB Premier Credit Card | 6. BOB CMA ONE Credit Card |
| 7. BOB Prime Credit Card |
FAQs
Who can apply for an ICSI Diamond credit card?
Bank of Baroda had made this credit card eligible only for the CS (Company Secretaries) those who are active members of the Institute of Company Secretaries of India (ICSI).
Does it also provide accelerated rewards?
Yes, it provides accelerated reward points for dining, online shopping, and utility bill payment category. The cardholder will earn 5 reward points for 100 rupees spent on these categories.
Is ICSI Diamond Credit Card Free?
Yes, the ICSI Diamond credit card is a lifetime free credit card with no joining and annual charges.
How many reward points can be earned with ICSI Diamond Credit Card?
The fuel transactions won’t reward you a single reward point.
What are the charges of the BOB ICSI Credit Card Add on card?
Bank of Baroda issues add-on cards with BOB ICSI credit cards free of cost.
What are the foreign currency markup charges of the BOB ICSI Credit Card?
Bank of Baroda ICSI Credit Card charges 2% on international transactions.
What is the annual fees of ICSI Diamond credit card?
There are no annual fees levied on the ICSI Diamond credit card as it is a lifetime free credit card.