BPCL and SBI had launched a co-branded card that is BPCL SBI Credit Card. This is a VISA Platinum Card that is specially designed to make purchases on fuel from BPCL (Bharat Petroleum Corporation Limited) petrol pumps.
If you spend a good amount of money on fuel every month then this SBI BPCL Credit Card will give you reward points and a fuel surcharge waiver on purchasing fuel.
Below, we will provide you all the details of the BPCL Credit Card in detail.
- BPCL SBI Credit Card Features
- SBI BPCL Credit Card Benefits
- BPCL SBI Card Eligibility Criteria
- SBI BPCL Card Documents
- BPCL SBI Platinum VISA Card Apply
- SBI BPCL Credit Card Advantages and Disadvantages
- BPCL SBI Credit Card Annual Fees and Charges
- SBI Credit Card Customer Care
- About This Post
- FAQs (Frequently Asked Questions)
BPCL SBI Credit Card Features
As this credit card is specially launched to purchase fuel but still SBI BPCL Card provides other best features as well. Below we have listed all the features with their details.
Limited Period Offer
BPCL SBI Card is offering a limited period offer on the online application. If you apply for SBI BPCL Card online you will receive a gift voucher of BookMyShow.com worth Rs.250.
Contactless Feature
To avoid the risk of card skimming and fraudulent transactions BPCL SBI Card comes with a contactless advantage feature that will allow you to make a transaction of upto Rs.2000 without handing over your credit card.
Global Acceptance
SBI BPCL Card is also an international card that is globally accepted in over 24 million outlets. These include 3,25,000 outlets in India.
Add-on Cards
You can also apply for an Add-on Credit card for your family member at free of cost who is above 18 years of age.
Utility Bill Payment
You can also use BPCL Credit Card to pay off your utility bill dues such as telephone bills, electricity bills, etc.
Balance Transfer
BPCL Card also provides Balance Transfer on the EMI option that will allow you to pay off your other bank’s credit card with your SBI BPCL Card.
You can transfer all of your other bank credit card dues onto your BPCL SBI Card and then you can pay back the amount in EMIs at a low-interest rate.
SBI BPCL Credit Card Benefits
BPCL SBI Card also provides major benefits to enjoy especially on fuel purchases. Below you will see all the details of these benefits.
Welcome Gift
When you pay your joining fee, you will earn 2,000 activation reward points that can be redeemed in BPCL petrol pump outlets. The total value of these reward points is Rs.500. The total value of 1 reward point is 0.25 rupee.
Value Back Benefits
You will earn 4.25% of value back benefits that are 13X reward points on purchasing fuel from BPCL Petrol Pumps. However, a maximum of 1,300 points can be redeemed in a month.
This is applicable only when you transact a maximum of upto Rs.4,000 on fuel purchasing.
Reward Benefits
You will earn 5x reward points on every 100 rupees spend on Movies. dining, and grocery and departmental stores.
Moreover, if you purchase fuel from the Non-BPCL Petrol Pump you will earn 1 reward point on every 100 rupees spent.
Fuel Freedom Benefits
You will get a fuel surcharge waiver of 1% along with 3.25% of value back benefits. The maximum surcharge waiver allowed per month is 100 rupees.
However, the Fuel Surcharge Waiver is allowed on transactions upto 4,000 rupees.
Other SBI Credit Cards
BPCL SBI Card Eligibility Criteria
If you wanted to apply for BPCL Credit Card then you must be required to fulfill the following eligibility criteria.
- Applicants must be a citizen of India.
- The applicant’s age must be above 21 years.
- Good Credit History.
SBI BPCL Card Documents
If you wanted to get the approval of the SBI BPCL card then you are required to submit the following documents that are mentioned below.
- Passport Size Photograph of the applicant.
- Pan Card photocopy.
- ITR Return or Salary Slip.
- Bank Statement.
- Proof of Identity- Voter Id, Aadhar Card, Driving License, Pan Card, and any other govt. approved photo id.
- Proof of Address- Aadhar Card, Electricity Bill, Telephone Bill, Voter Id, Driving License, etc.
Note: The above documents are common whenever you apply for a credit card. You can check the details of documents from SBI Executive.
| Credit Card Payment and Application Status of SBI |
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| SBI Credit Card Bill Payment Online SBI Credit Card Application Status |
BPCL SBI Platinum VISA Card Apply
You can easily give a request to SBI Bank for applying for BPCL SBI Card online by filling out the form that is published below. Below we will provide you the details to fill out this form on their official website.
- Visit their official website by clicking here.
- Then this form will appear and you have to fill in the following details.
- Enter your title, name, mobile number, city, email address, and click on “Verify with OTP”.
- Tick the checkbox to give your consent to SBI Bank to call or SMS you regarding this credit card.
- Click on the “Apply Now ” button.
Note: You will get a call or SMS from your nearest SBI Bank branch and follow all their instructions accordingly.
SBI BPCL Credit Card Advantages and Disadvantages
There are both advantages and disadvantages of the SBI BPCL Card. Below we have mentioned both of them in the table.
| Advantages | Disadvantages |
|---|---|
| 1. Good for earning reward points on purchase fuel from Bharat Petroleum. | 1. Not Good from purchasing fuel from other petrol pumps. |
| 2. Best in fuel purchasing credit card category. | 2. Limited amount of reward points on another spending. |
| 3. A good amount of savings on fuel purchasing. | 3. Low savings on other purchases. |
| 4. Good for those who travel on their own vehicle. | 4. Not for those who travel by air frequently. |
BPCL SBI Credit Card Annual Fees and Charges
Below we have provided the details for SBI BPCL Credit Card annual fees and other charges. You can read all the details in the table below.
| Fees and Charges | Amount |
|---|---|
| Joining Fee | Rs.499+GST |
| Annual Fee | Rs.499+GST If you spend 50,000 or above in a year your annual fee for the second year will be waived off. |
| Finance Charges | 3.35% per month that is equal to 40.2% per annum. |
| Cash Advance Limit | The maximum withdrawal limit is 12,000 per day or upto 80% of the total credit limit. |
| Cash Advance Fee | 2.5% or a minimum of Rs.500 on domestic and international ATMs. |
| Late Payment Fees | Rs.0 to 950 depending upon your total due amount. |
SBI Credit Card Customer Care
If you have any questions, doubts, or queries related to BPCL Card then you can dial the following SBI Credit Card Helpline Number.
- 39 02 02 02 (prefix your Area code)
- 1860 180 1290
| Read About This Information Also |
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| SBI Customer Care SBI Credit Card Customer Care |
About This Post
We have provided you all the details and proper reviews of this BPCL SBI Credit Card in this post. All the valuable details for the SBI BPCL Card such as benefits, features, applying processes have been covered in this post.
This post will give you proper guidance on whether you should go for this credit card or not as all the basic and important details have been described beautifully.
Conclusion
We would recommend you that if you are looking for a separate credit card for fuel purchases and wanted to gain extra rewards and savings on fuel purchase then you must go for this BPCL SBI Card.
This is the best credit card as compared to other bank credit of fuel categories. There is another credit card also available for fuel purchases but when it comes to rewards then this is the best credit available in the market.
Credit cards are a readily available thing nowadays. You can get yours in as little as 60 seconds with First Access Card.
FAQs (Frequently Asked Questions)
What is BPCL SBI Credit Card?
SBI and BPCL had launched a co-branded credit card that is known as BPCL SBI Card. This credit card is best for transactions on fuel purchasing from Bharat Petroleum. You will earn a good amount of reward points from this credit card.
What are the joining and annual fees of the SBI BPCL Credit Card?
Both the joining and the annual fee of the SBI BPCL card is Rs. 499+GST. However, if your annual spending is Rs.50,000 or above then your annual fee will be waived off from the second year.
Is BPCL SBI Credit Card good for earning reward points?
No, this credit card is only good for earning reward points on purchasing fuel from Bharat Petroleum. If you want to earn reward points on another spending then you have to go for another SBI Credit Card.
Does BPCL SBI Credit Card give rewards on purchasing fuel from other petrol pumps?
Yes, if you purchase fuel from Non-BPCL petrol pumps you will earn 1 reward point. However, this credit is best to purchase fuel from BPCL petrol pumps as it will give you 13x reward points.