ICICI Bank HPCL Coral American Express Credit Card, Features, Benefits

ICICI Bank HPCL Coral American Express Credit Card is one of the three credit cards that come in the category of fuel credit cards. You can earn more payback points and cash back with this credit card.

With ICICI Bank HPCL Coral American Express Credit Card you will enjoy additional benefits other than fuel purchasing. Moreover, you will get extra benefits offered exclusively by American Express.

ICICI Bank HPCL Coral American Express Credit Card

ICICI HPCL Coral American Express Credit Card Features and Benefits

ICICI HPCL American Express Credit Card provides great features and benefits to its users that will allow them to save a good amount of money. Below we have provided all the details.

Fuel Surcharge Waiver

Whenever you transact from your ICICI HPCL American Express Credit Card for fuel purchasing at HPCL Petrol Pumps your 1% fuel surcharge will be waived off. However, this offer is applicable for transactions upto 4,000 rupees.

Cashback

You are liable to get a 2.5% cashback on swiping your ICICI HPCL American Express Credit Card at HPCL Petrol Pumps. The maximum cashback of Rs.100 will be given in a month and the minimum transaction value must be Rs. 500.

Payback/Reward Points

You will also earn Payback Points on almost all the transactions done with this ICICI Bank HPCL American Express Card.

  • You can earn 3x rewards or 6 payback points on spending every 100 rupees at HPCL Fuel Pumps.
  • Additionally, you will also earn 2 payback points on spending every 100 rupees at other outlets.
  • You can redeem your payback points to purchase fuel for your vehicle. 2,000 payback points will provide you fuel worth Rs.500.

Annual Fee Waiver

Moreover, ICICI Bank HPCL Coral American Express Card comes with an annual fee reversal feature. If your yearly spending is 50,000 or above then your second-year annual fee will be waived off.

ICICI HPCL American Express Card Extra Benefits

ICICI Bank HPCL Coral American Express Credit Card provides extra benefits that will boost your savings and fill your pocket with cashback on spending money at dining, movie tickets, and more.

Moreover, you will also get security and safety features that will save you from card misuse and fraudulent transactions. The details have been described below.

BookMyShow Offer

  • You can avail of a 25% discount or a maximum of 100 rupees on a minimum of two ticket bookings from www.bookmyshow.com.
  • This offer can be availed only two times a month.

Culinary Treat Programme

You can enjoy benefits and offers provided under ICICI Culinary Treat Programme. For full details visit this link www.icicibank.com/culinarytreats

Chip and Pin Security

  • The ICICI American Express HPCL Card comes with a PIN-enabled feature.
  • Whenever you swipe up your card at retail outlets you have to enter your PIN to complete the transaction.
  • However, there is no requirement of entering your PIN at online shopping platforms. For this, you have to register your credit card under 3D secure(American Express SafeKey).
Read About Other Fuel Credit Cards below by clicking on them
ICICI Bank HPCL Coral VISA Credit Card
ICICI Bank HPCL Platinum Credit Card
BPCL SBI Credit Card

American Express Credit Card Exclusive Benefits

You can also avail of the American Express exclusive benefits on your ICICI Bank HPCL Coral American Express Credit Card. All the details have been mentioned below.

American Express Connect

You can enjoy a wide range of offers and benefits on traveling, dining, shopping, and more through American Express Connect. You can look for current offers by clicking here.

American Express ezeClick

American Express ezeClick is a smarter way to provide safer, hassle-free, and secure online transactions. There is no requirement of entering your credit card details every time you pay bills online.

Lounge Access

Additionally, you can avail of the benefits of Airport lounge access in India with your ICICI Bank HPCL Coral American Express Credit Card. You will get a total of 8 airport lounge access per year.

Note: The complimentary airport lounge access in India provided on your ICICI Bank HPCL American Express Credit Card had been discontinued from 15 April 2020. Please check with your bank for more details.

American Express Epay

American Express Epay is an ultimate payment solution for all your utility bill payments like gas, insurance, electricity, etc. You can set up standing instructions for avoiding late payment of your utility bills.

ICICI Bank HPCL American Express Credit Card Eligibility

You must meet the following required eligibility criteria in order to apply for ICICI Bank HPCL Coral American Express Credit Card. Read all the details below.

  • The applicant must be an Indian resident only.
  • His or Her age must be in between 21 to 65 years.
  • The applicant must maintain a good credit report.

ICICI HPCL Coral American Express Credit Card Documents

To get approval for ICICI Bank HPCL Coral American Express Credit Card you must submit the following list of documents that have been mentioned below.

  • Pan Card Photocopy.
  • Valid Income Proof.
  • Photograph.
  • Proof of Address- Aadhar Card, Driving License, Voter Id, Electricity Bill, etc.
  • Proof of Identity- Pan Card, Aadhar Card, Voter Id, Driving License, or any govt. issued photo id.
  • ITR Return.
  • Bank Statement.

How To Apply For ICICI Bank HPCL American Express Card?

There are multiple ways to apply for the ICICI Bank HPCL American Express Credit Card. You can apply it online, offline, and through SMS. The details have been mentioned below.

Via Online
  • Visit this official page and click on the “Apply Now” button.
  • You will see this kind of form that is provided below.
Icici Bank HPCL Coral American Express Credit Card apply
  • Enter your mobile number, date of birth, first and last name, and email id.
  • Then fill in your professional details and relationship with ICICI Bank.
  • Click on the radio button and tick the checkbox below.
  • Click on the “Get Offers” button.
Via Offline

Another way to apply for ICICI Bank HPCL American Express Credit Card is to do it offline. For this, you have to walk into your nearest ICICI Bank branch and provide all the required documents to the bank executive.

Via SMS

You can also give a call back request to apply for this credit card. This can be done via SMS and the format of the SMS has been described below.

TYPE “FUEL“<space>”A” and send it to 5676766.

Read About Other ICICI Bank Important Information
ICICI Bank Credit Card Customer Care Number
ICICI Bank Customer Care Number
šŸ‘‰ICICI Bank Credit Card Bill Payment
ICICI Bank Credit Card Application Status

ICICI Bank HPCL American Express Credit Card Fees Structure

You can read about the ICICI Bank HPCL Coral American Express Credit Card annual fee, joining fee, and other charges details from the table below.

Fees And ChargesAmount
Joining FeesRs.199+GST
Annual FeesFree for 1st year.
Rs.199+GST from second year onwards
Annual fee reversed in case you spend 50,000 or above in a calendar year.
Late Payment FeesRs.0 to a maximum of 750 rupees depending on your due amount.
Interest Rate3.40% that is 40.8% annually.
Overlimit Charges2.50% or a minimum of Rs.500
Cash Withdrawal Fee2.50% or a minimum of Rs.300

About This Post

We have published the information on ICICI Bank HPCL Coral American Express Credit Card. You will find the features and benefits, eligibility criteria, documentation, and other additional benefits offered by HPCL American Express Credit Card.

The main purpose to publish this post is to provide all the necessary details about this credit card so that you can judge which variant will be perfect for you.

Final Words

In our opinion, out of all the three variants of ICICI Bank HPCL Fuel Credit Cards this ICICI Bank HPCL Coral American Express Credit Card is the best as it provides additional benefits to its customers.

If you are struggling with your credit history, it is better to look at First Access Card.

You will enjoy American Express exclusive benefits and other extra benefits with this HPCL American Express Credit Card. If your area has a large number of HPCL Petrol Pumps then you can surely go for this credit card.

Read About Other ICICI Bank Credit Card
ICICI Bank Rubyx Credit Card
ICICI Bank Coral Credit Card
Amazon Pay ICICI Credit Card
ICICI Bank Platinum Chip Credit Card

FAQs (Frequently Asked Questions)

What is ICICI Bank HPCL Coral American Express Credit Card?

The ICICI Bank HPCL Coral American Express Credit Card is one of the three variants of ICICI Fuel Credit Cards. This credit card provided cashback on fuel, fuel surcharge waiver on transactions at HPCL Petrol Pumps.

Along with that, you are liable to get exclusive benefits of American Express exciting offers on dining, travel, and more

What is the joining fee of ICICI Bank HPCL Coral American Express Credit Card?

The joining fee of ICICI Bank HPCL Coral American Express Credit Card is Rs.199+GST.

Does ICICI Bank HPCL Coral American Express Credit Card provided payback points on fuel purchase?

Yes, you are liable to receive 3x rewards or 6 payback points on purchasing fuel from HPCL Fuel Pumps on the spending of every 100 rupees.

What are the advantages of ICICI Bank HPCL Coral American Express Credit Card?

The following are the advantages offered by ICICI Bank HPCL Coral American Express Credit Card.

  • You can earn 3x rewards or 6 payback points on every 100 rupees spent on HPCL Pumps.
  • You can also enjoy the additional benefits that are provided to all the other American Express Cardholders.
  • Airport lounge access and Fuel Surcharge Waiver.
Disclaimer: All the information published here are for informational and educational purposes only. Moreover, all these information are researched from official sources. However, we will not warranty the information to be accurate and completed. Do not share your bank details or personal details in the comment box. For more queries visit the official website.

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