ICICI Bank Sapphiro Credit Card is a premium category credit card that is best for those who love to travel domestic and abroad and wanted to enjoy more premium features like golf sessions, dining, airport lounge access, etc.
Moreover, ICICI Bank Sapphiro Credit Card is a dual credit card that comes with two variants- MasterCard and American Express. In this post, we will provide all the details like benefits, features, and eligibility criteria below. Read all the details below.
- ICICI Bank Sapphiro Credit Card Features and Benefits
- Extra Benefits of ICICI Bank Sapphiro American Express Card
- Additional Benefits of ICICI Sapphiro MasterCard Credit Card
- ICICI Bank Sapphiro Credit Card Insurance Cover
- ICICI Sapphiro Credit Card Annual Savings
- ICICI Sapphiro Credit Card Eligibility
- ICICI Bank Sapphiro Card Documentation
- How to apply for ICICI Bank Sapphiro Credit Card
- ICICI Bank Sapphiro Card Fees and Charges
- About This Post
- Final Words
- FAQs (Frequently Asked Questions)
ICICI Bank Sapphiro Credit Card Features and Benefits
There are exciting benefits and features offered by ICICI Bank to the ICICI Bank Sapphiro Credit Card Holders. The details have been described below.
Welcome Offer
After the clearance of your joining fee, you will receive welcome gift vouchers worth Rs. 10,000. The voucher’s details have been provided below.
| Voucher Type | Amount |
|---|---|
| Shoppers STOP | Rs.3,000 |
| EaseMyTrip (4 Vouchers) | Rs. 4,000 1 voucher= Rs. 1000 |
| Uber Vouchers (4 Vouchers) | Rs. 1000 1 voucher= Rs. 250 |
| Zomato Gold (12 Month Membership) | Rs. 1800 |
| Croma Voucher | Rs. 1000 |
Payback Points
The following are the details of payback points offered by both the variants.
→→MasterCard Variant←←
- Domestic Spending (For Every 100 Rupees Spent)– 2 Payback Points (Excluding Fuel)
- International Spending (For Every 100 Rupees Spent)– 4 Payback Points
→→American Express Variant←←
- Domestic Spending (For Every 100 Rupees Spent)– 3 Payback Points (Excluding Fuel)
- International Spending (For Every 100 Rupees Spent)– 6 Payback Points
Milestone Reward Programme
- Moreover, you can earn 4,000 payback points on annual spending of Rs.4 Lakh thereafter 2,000 payback points on spending every 1 lakh rupee under the Milestone reward program.
- You are liable to earn a maximum of 20,000 payback points in a year.
- You will also earn 1 payback point on every 100 rupees spend on fuel, utility, and insurance premiums.
- The total value of 1 payback point is Rs. 0.25.
Dragon Pass Membership
With your ICICI Sapphiro Credit Card, you will get a complimentary free Dreamfolks Dragon Pass Membership worth 70 USD. The benefits of this programme have been provided below.
- With Dreamfolks Dragonpass Membership, you will get 2 international airport lounge access along with 2 spa visits in selected Indian airports per year.
- Enjoy luxury benefits at selected airports from dining to shopping by using the DragonPass application on your smartphone.
Airport Lounge Access
You are entitled to enjoy the complimentary airport lounge access on both the Mastercard and American Express Variants. The details have been mentioned below.
→→MasterCard←←
- You can enjoy 2 domestic airport lounge access at selected airports per 3 months.
- To avail of this offer, you need to spend a minimum of Rs.5000 in the previous quarter for enjoying the lounge access in the next quarter.
→→American Express←←
- You can also access 2 domestic airport lounge visits within India per quarter.
- Spent 5,000 rupees in the previous quarter to enjoy the lounge visit for the next quarter.
Movie Tickets
- You can avail of the movie ticket offer of www.bookmyshow.com.
- Purchase one movie ticket and get a maximum of upto Rs.500 off on your second movie ticket.
Golf Sessions
- Enjoy a maximum of upto 4 golf sessions per month with your ICICI Sapphiro Credit Card.
- You need to spend a minimum of Rs.50,000 in the previous month to avail of this offer for the next month.
- Make an account on www.teetimes.golftripz.com to enjoy the golf sessions.
- If you need any assistance with the online booking then dial the following number.1800-26-70731/022-67872016
Culinary Treats Programme
You can enjoy a good discount on your dining and restaurant bills that are partnered with ICICI Culinary Treats Programme.
Fuel Surcharge Waiver
You will also get a 1% fuel surcharge waiver across all the petrol pumps within India.
Extra Benefits of ICICI Bank Sapphiro American Express Card
There are additional privileges offered to the ICICI Bank Sapphiro American Express Cardholders. The details of all the privileges have been described below.
American Express Connect
The American Express Connect is an exclusive feature for AMEX Cardholders that will allow them to enjoy the benefits of travel, dining, and online shopping.
American Express ezeClick
American Express ezeClick is an online payment solution that provides extra security and faster payments. You do not need to enter your credit card details all the time.
American Express Epay
You can set up standing instructions or autopay for your utility dues like phone bills, gas, and insurance premiums by using the American Express Epay feature.
Additional Benefits of ICICI Sapphiro MasterCard Credit Card
Enjoy additional benefits on your ICICI Sapphiro MasterCard Credit Card. You can look for exciting offers on your MasterCard ranging from sports, culinary to shopping, and entertainment. The details have been provided below.
MasterCard Moments
MasterCard Holder can follow the instructions below.
- Visit this link by clicking here.
- Scroll down to the bottom of the homepage.
- There you will see the list of categories like travel, culinary, arts and culture, sports, shopping, and entertainment.
- Click on any of the categories to enjoy the benefits.
ICICI Bank Sapphiro Credit Card Insurance Cover
Below we have published the major insurance details provided to ICICI Bank Sapphiro Card holders. Read the table below.
| Insurance Type | Cover |
|---|---|
| Air Accident Insurance | Rs. 3 crore |
| Credit Shield | Rs. 50,000 |
| Insurance of Baggage | Upto Rs. 25,000 |
| In Case of Lost Travel Documents | 500 US Dollar |
| In Case of Lost Checked Baggage | 1200 US Dollar |
ICICI Sapphiro Credit Card Annual Savings
Below we have provided the details of how much you can save on your ICICI Bank Sapphiro Credit Card annually. Read the table below.
| Privileges | Annual Savings (in Rs) |
|---|---|
| Dreamfolks DragonPass Programme Complimentary Membership (99 USD) | 6,930 |
| 2 international airport lounge visit | 3,000 |
| 2 complimentary spa sessions at selected airports in India | 1,500 |
| Mastercard/ American Express Lounge Access | 16,000 |
| 2 complimentary movie/theatre/sports events/music events tickets every month with Experience Entertainment | 12,000 |
| Enjoy Golf Sessions In India and Abroad | 1,40,000 |
| Total Cash Rewards on Spending of Rs 5,00,000 on domestic purchases | 3,500 |
| Total Cash Rewards on Spending of Rs 5,00,000 on International purchases | 7,500 |
| 20,000 Milestone rewards on annual spending of Rs 10,00,000 | 4,000 |
| Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel | 600 |
| Total Savings | 1,95,030 |
ICICI Sapphiro Credit Card Eligibility
Following are the eligibility criteria details of ICICI Bank Sapphiro Credit Card.
- You should be an Indian Citizen.
- Your yearly income must be 10 lakh per annum.
- A good credit history.
- Your age must be in between 21 to 65 years.
ICICI Bank Sapphiro Card Documentation
There are piles of documents required to get this premium ICICI Sapphiro Credit Card. The details of the documents have been provided below.
- Photograph.
- Pan Card Photocopy.
- Last 3-year ITR Return.
- Bank Statement.
- Proof Of Address-Voter Id, Aadhar Card, Driving License, Electricity Bill.
- Proof of Identity- Pan Card, Voter Id, Aadhar Card, Driving License.
How to apply for ICICI Bank Sapphiro Credit Card
There are 3 ways to apply for ICICI Bank Sapphiro Card. You can apply it online, via SMS, or branch visit. We will provide the details of each method below.
Via Online
The convenient way to apply for ICICI Bank Sapphiro Credit Card is online. You have to fill a form online with all your personal and professional details.
- Visit this link and tap on the “Apply Now” button.
- Ṭhis will redirect you to the “Tell About Yourself” form and enter the following details.
- Fill in your Name, Date of birth, Email Id, Mobile Number, Location.
- Enter your employment status and your any relationship with ICICI Bank.
- Tick on the radio button and checkbox.
- Click on the “Get Offers” button and follow the further instructions.
VIA Branch Visit
Another way to apply for Sapphiro Credit Card by visiting your nearest ICICI Bank Branch. The details had been provided below.
- Walk into your area ICICI Bank Branch.
- Ask the bank executive about ICICI Sapphiro Credit Card.
- Provide all your documents to the bank executive.
VIA SMS
Moreover, you can give a callback request to the ICICI Bank via SMS. The format of the SMS has been mentioned below.
- TYPE “SAPPHIRO” to 5676766.
ICICI Bank Sapphiro Card Fees and Charges
Below we have published the fees and charges chart that contains the joining fees, annual fees, and other additional charges levied on ICICI Bank Sapphiro Credit Card.
| Fees and Charges | Amount |
|---|---|
| Joining Fee | Rs. 6,500+GST |
| Annual Fee | Rs. 3,500+GST |
| Foreign Currency Markup Charges | 3.5% transaction charge+18% GST on the amount |
| Interest Rate | 3.4% per month |
| Cash Withdrawal/ Cash Advance Fee | 2.5% or minimum Rs. 300 on the transacted amount |
| Overlimit Charges | 2.5% or minimum Rs.500 on the extra amount |
About This Post
This post has all the details like features, benefits, eligibility criteria of ICICI Bank Sapphiro Credit Card. There are two network variants of the ICICI Sapphiro Credit Card and the privileges of both the variants have been mentioned above. This will help you to understand its features and benefits easily.
Final Words
As per our review, it is the best premium credit card to enjoy luxury benefits on hotels, stay, dining, etc. Moreover, this is perfect for those users who love to travel within the country or abroad.
However, to gain extra benefits from this credit card you should use ICICI Bank Sapphiro American Express Credit Card variant as it provides more payback points in comparison to its MasterCard Variant.
A much better option for establishing a credit history is First Progress Platinum Card.
| Read About Other ICICI Bank Information |
|---|
| ICICI Bank Credit Card Helpline Number Customer Care Number For All Queries ICICI Bank Credit Card Application Status ICICI Bank Credit Card Bill Payment |
FAQs (Frequently Asked Questions)
How many network variants of ICICI Bank Sapphiro Credit Card?
ICICI Bank Sapphiro Credit Card comes in two network variants.
- American Express
- MasterCard
Which is the best variant of ICICI Bank Sapphiro Credit Card to earn Payback Points?
ICICI Bank Sapphiro American Express Card is the best to earn payback points. It will help you to earn double reward points as compared to MasterCard variant.
Can we convert our payback points of ICICI Bank Sapphiro Credit Card into cash?
Yes, you can convert you payback points into cash. The value of each payback point is Rs.0.25
How to convert Payback points into cash?
To redeem your payback points into cash you have to dial the following number 080-40146444. The amount will be reflected in your account within 7 days.
Does fuel surcharge waiver provided by ICICI Bank Sapphiro Credit Card applicable only at HPCL Fuel Pumps?
No, ICICI Bank Sapphiro Credit Card provided 1% fuel surcharge waiver across all the fuel pumps within India.
What is the annual salary required to get approval for ICICI Bank Sapphiro Credit Card?
You should possess a minimum salary between 9 to 10 lakh per annum to get approval for ICICI Sapphiro Credit Card.